Access chooser

Which portal is yours?

One codebase, many entries. Pick an access type — we route you to agree, collect, resolve, chargebacks, or login. Site owner stays at /owner after auth.

Business billing is managed on owedly.ai.

• Someone owes mePerson / SMB desk — place files, track placements, Consumption pricing.Person / SMB desk — place files, track placements.Start at agree →
• Original creditorPortfolio placement with policy and compliance-aware outreach.Creditor landing →
• Collection agencyOps + inventory on Agency-in-a-Box — full default agent wake set.Agency landing →
• Debt buyerHold, research, and work paper on the shared desk with buyer ACL.Buyer landing →
• I collectCreate your account, choose your path, and start your personal onboarding.Get started →
• I got a call or letterOwedly Resolve — calm channel, legitimacy check, lawyer-gated notice.Open Resolve →
• Hit by a chargeback?Merchant Chargeback Hub — place the loss; Protect stays later.Chargeback Hub →
• Already on OwedlyReturning users — desk and owner stay behind auth middleware.Log in →